Welcome to American Federal Mortgage, home of the nations lowest mortgage rates, Guaranteed. No tricks, no catches, or gimmicks, just the lowest rates available, every day. And unlike other lenders our rates are guaranteed, in writing.
But there is more to American than low mortgage rates. We believe every borrower is entitled to a Mortgage Bill of Rights that says you have the right to expect good service and honest dealings. You have the right to receive the lowest rate in the nation and you also have the right to have your rate and all fees guaranteed in writing before you apply.
We only do mortgages. Over 1 billion last year. Banks often charge higher rates to cover non-mortgage expenses. By specializing in mortgages only, American Federal is able to offer the lowest rates available in the nation today.
Going direct is best. A middleman is always more expensive. When you deal with American Federal you are dealing directly with the lender. Mortgage brokers, realtors, lead generation services that recommend multiple lenders all make your rate higher. By dealing with American Federal directly you will receive the lowest rate available in the nation today.
American Federal guarantees all rate quotes in writing. We issue a state approved lock in agreement (a legal binding document) that guarantees your rate will to be available at closing. Due to their inability to compete with our low rates our competition often hides behind a Good faith Estimate or worse verbal promises. Our rates are simply the lowest, period. That's why we guarantee them in writing.
American Federal guarantees all fees in writing. Prior to our customers paying any fees, we issue a state approved Description of Charges which guarantees all of American Federals fees in writing. Our competitors often disguise the true cost of the loan with higher fees, hidden costs and junk fees. Our rate and fee combination is the lowest in the nation, that's why we guarantee it in writing prior to accepting any fees from you.
Life doesn't give you many guarantees, certainly not when it comes to money. But here's ours: We are proud to be able to offer you the lowest mortgages rates in the nation.
And we will guarantee them to you in writing.
Fill in the Bill of Rights Rate Challenge form
or call us at 888-321-HOUSE
New Jersey Low
Home Mortgage Rates
Why waste your precious time searching, hoping to get a better rate when we're guaranteeing the lowest mortgage rates? We provide thousands of home mortgage loans to new home buyers and those seeking mortgage refinancing. Our customers are in the New Jersey, Philadelphia, Pittsburgh, and Hartford. We offer fixed rate mortgages and flexible rate mortgages, so American Federal Mortgages should be the first mortgage lender you ask. Let us save you thousands of dollars on your first home buyers mortgage or home loan refinancing.
Copyright © 2012, American Federal Mortgage Corporation.
1 Laurel Drive, Flanders, NJ 07836. Phone: 888-321-4687 or 973-927-0400 Fax: 973-927-6750.
Licensed Mortgage Banker CT, NJ, NY, PA
An Equal Housing Lender
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